Credit Card Calculator India: Calculate Cashback & Reward Points

Tools

All Calculators

Choose the calculator that matches your need

Enter your card and points balance. See exact rupee value, best redemption option, airline chaining routes, hotel transfers and spa options.

Premium Tool→

🎓Student

Student Card Calculator

First credit card? Find the best card without income proof. Build your CIBIL score from day one.

No Income Proof→

💼Salaried

Salaried Calculator

Find the best card based on your salary and spending pattern. Entry level to premium cards.

By Salary→

🛒Shopper

Online Shopper Calculator

Maximum cashback on Amazon, Flipkart, Swiggy, Zomato and Myntra. Compare top shopping cards.

Max Cashback→

✈️Traveler

Traveler Calculator

Best cards for lounge access, air miles and travel insurance. Domestic and international travel.

Lounge + Miles→

🏢Business

Business Owner Calculator

Maximum rewards on business spends. High credit limits and expense tracking for entrepreneurs.

High Limits→

🏠Housewife

Housewife Calculator

Best cashback on groceries, utility bills and online shopping. Cards without income proof.

Grocery Cashback→

⛽Fuel

Fuel Card Calculator

Maximum savings on petrol and diesel. Compare BPCL, Indian Oil and HPCL fuel cards.

BPCL · IOC · HPCL→

📈All Users

Spend and Earn Calculator

Enter your monthly spends and see exactly how many points you will earn and their value.

Points Tracker→

Process

How It Works

Get your answer in under 2 minutes

1

📊

Choose Calculator

Pick the calculator that matches your need — cashback, rewards, travel or fuel.

2

✏️

Enter Your Details

Select your card or enter your monthly spends. Takes less than 60 seconds.

3

🏆

See Best Options

Get personalized recommendations with exact rupee values and redemption steps.

4

🚀

Apply and Save

Apply for the best card and start maximizing your rewards from day one.

Why Us

Why FaydaMarket

Built for Indian credit card users

🔗

Points Chaining

Discover how to chain your points through multiple programs to unlock 30+ airlines and luxury hotels like ITC, Marriott and Six Senses.

Exclusive Feature

✅

Verified Data

All conversion ratios and transfer partners verified against official bank websites. Updated for 2026.

💵

Exact Rupee Value

No vague estimates. See exactly how much your 15,000 points are worth in rupees for each option.

🏠

Hotels and Spa

See which cards unlock Marriott, ITC, Accor and IHG hotels including Six Senses and Sofitel Spa.

⚠️

2026 Updates

Axis Bank devaluations, Amex Etihad ending, HDFC Infinia changes — all reflected in real time.

🚀

100% Free Forever

All calculators are completely free. No signup, no login, no hidden charges. Ever.

Apne Card Ka Poora Fayda Uthao